Are there requirements to apply for a merchant account for a Web site?

The following requirements may have to be met to apply for a merchant account:

• Your website must be published to the Internet ("live").
• DBA ("doing business as" or business name) must be on your website.
• List your products and prices on your website.
• Provide your physical contact address on your website.
• Provide your return/refund policy on your website.
• Provide your shipping methods on your website.
• Provide your privacy policy on your website.
• Provide your customer service contact phone number on your website.
• Your shopping cart must be working and secure (but not yet processing orders).

Additional requirements may be needed as determined by the merchant account provider, including a credit check and background check.

Once the application is submitted, the merchant application fee is non-refundable. Make sure that all questions are addressed with the merchant provider prior to application submission.